Is your company’s workers compensation insurance in the New Jersey Assigned Risk Pool?
You are paying up to 20% more in premiums than you should!
BCG can help!

Advantages to insuring outside the New Jersey Assigned Risk Pool Disadvantages of insuring in the New Jersey Assigned Risk Pool
Reduced premiums. The State of NJ charges at minimum a 20% penalty (of the yearly premium)
Reduced premiums because you can take advantage of carrier discounts No State premium discounts available but possible penalties are
Reduced premiums because you may be eligible for a dividend if your claims are minimal Insurance Carrier is auto selected for you – no choice of company to insure you
Improve cash flow by utilizing flexible premium payment options 40% down payment of the yearly premium is often required
Insure your workers when conducting business outside of New Jersey. No coverage outside of New Jersey.

Patrick Gein at BCG Advisors is an industry expert in finding unique solutions to help New Jersey organizations save money on their workers compensation premiums. Call 201-435-4500 or email
pgein@bcgadvisors.com