Workers’ compensation is an insurance coverage that pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. This article will help you understand the role of workers’ compensation in your business.
Frequently Asked questions
Frequently asked questions about workers’ compensation
Workers Compensation 2014 Survey Results
These are the results of the 2014 Workers’ Compensation Survey. Conducted in early 2014, this survey takes a comprehensive look at workers’ compensation issues, including premiums and deductibles, safety committees and their role within the workplace, general safety policies and market concerns
Money Saving Workers Compensation Tips
This guide offers suggestions about safety in the workplace, return to work strategies, claims management, and medical and legal considerations.
FMLA and Workers Compensation – Common Questions Answered
Provides answers to frequently asked questions about a worker’s benefits under the Family Medical Leave Act and workers’ compensation laws
Five Steps to Reducing workers Compensation Costs
Learn more about the five steps your company can take to have a well-rounded safety program that produces a safe work environment, achieves OSHA compliance and reduces accidents
New Jersey Workers Compensation Statutes
An overview of New Jersey’s workers’ compensation statutes in effect thru December 2014.
2014 New York Workers Compensation Statutes
An overview of New York workers’ WC compensation statutes in effect from July 1, 2014 through June 30, 2015.
Pennsylvania Workers Compensation Statutes
An overview of Pennsylvania’s workers’ compensation statutes in effect thru December 2014.
15 Warning Signs of Workers Compensation Fraud
Alerts safety managers to the top 15 warning signs of a potential fraudulent workers’ compensation claim.
Paying small workers compensation claims out-of-pocket
Is it ever worth it to pay small workers’ compensation claims out of pocket? This document analyzes that question using real world scenarios
When is a Workers’ Compensation Claim Compensable?
Workers’ compensation can be confusing for employers. This piece is designed to help determine when – and if – an injury is covered by workers’ compensation
Accommodating Permanent Work Restrictions
Prior to offering vocational rehabilitation benefits, first review your options in accommodating a worker’s permanent work restrictions
Understanding your Workers Compensation Experience Modification Factor
An overview of the mod factor, how it’s calculated, and recommendations for how to control it to reduce workers’ compensation premiums.
Promoting Safety in an Aging Workforce
With many employees continuing to work well past their expected retirement age, there is a growing concern for the safety of this population while on the job. Considering and addressing the challenges associated with aging workers can help to ensure safety in the workplace.
Creating an workers Compensation Process
Workers’ compensation costs can de directly influenced by employers. This piece explains the value of becoming actively involved in the management of WC related issues.
Understanding Common Aspects of Claims Resolution
This Work Comp Insights investigates some common situations and processes an employer will have to deal with during claim resolution
Reporting Workers Compensation Claims
This article explains the process of reporting a workers’ compensation claim and the importance of taking necessary steps immediately following the incident.
OSHA’s Four Point Safety Program
By following OSHA’s suggested guidelines, employers can easily establish a safety program in their organization.
Workers Compensation Audit Checklist
This document provides a list of important items that business owners should do before, during and after a workers’ compensation audit
The Importance of Prompt Claims Filing
Reporting claims promptly can help avoid unnecessary conflict with insurance companies, ensure a proper investigation, preserve employee morale and maintain compliance
Your Right to Workers Compensation Insurance
This document educates employees about workers’ compensation benefits and outlines steps to take if hurt on the job.
What’s Driving your Modification Factor?
Better understand your mod and the factors that determine it through these simple equations. Properly analyzing your mod can help you identify loss areas, set accurate goals and validate the cost of safety initiatives.
Safety and Health Assistance for Small Businesses
OSHA created the Office of Small Business Assistance to help small business employers understand their safety and health obligations, access compliance information, provide guidance on regulatory standards and to educate them about cost-effective means for workplace safety and health
Strategies for Controlling Workers Compensation Costs
Brochure highlighting options in controlling overall workers’ compensation claims costs.
The First 24 Hours after an Injury
This Work Comp Insights stresses the importance of the first 24 hours when responding to a workplace injury.
When a Worker Refuses Workers Compensation Treatment
Find out what you need to do to limit your liability when a worker refuses treatment of a workplace injury.
Workers Compensation Claims Status Update
Form useful in updating the status of a workers’ compensation claim.