An Overview

Workers’ compensation is an insurance coverage that pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. This article will help you understand the role of workers’ compensation in your business.

Workers’ Compensation Insurance An Overview

 

Frequently Asked questions

Frequently asked questions about workers’ compensation

Frequently Asked Questions

 

Workers Compensation 2014 Survey Results

These are the results of the 2014 Workers’ Compensation Survey. Conducted in early 2014, this survey takes a comprehensive look at workers’ compensation issues, including premiums and deductibles, safety committees and their role within the workplace, general safety policies and market concerns

WC Survey 2014

 

Money Saving Workers Compensation Tips

This guide offers suggestions about safety in the workplace, return to work strategies, claims management, and medical and legal considerations.

Money Saving Work Comp Tips

 

FMLA and Workers Compensation – Common Questions Answered

Provides answers to frequently asked questions about a worker’s benefits under the Family Medical Leave Act and workers’ compensation laws

FMLA and Workers Comp – Common Questions Answered

 

Five Steps to Reducing workers Compensation Costs

Learn more about the five steps your company can take to have a well-rounded safety program that produces a safe work environment, achieves OSHA compliance and reduces accidents

Strategies for Controlling WC Claims Costs

 

New Jersey Workers Compensation Statutes

An overview of New Jersey’s workers’ compensation statutes in effect thru December 2014.

2014 New Jersey Worker’s Compensation Statutes

 

2014 New York Workers Compensation Statutes

An overview of New York workers’ WC compensation statutes in effect from July 1, 2014 through June 30, 2015.

2014-2015 New York Worker’s Compensation Statutes

 

Pennsylvania Workers Compensation Statutes

An overview of Pennsylvania’s workers’ compensation statutes in effect thru December 2014.

2014 Pennsylvania Workers Compensation Statutes

 

15 Warning Signs of Workers Compensation Fraud

Alerts safety managers to the top 15 warning signs of a potential fraudulent workers’ compensation claim.

15 Warning Signs of Workers’ Compensation Fraud

 

Paying small workers compensation claims out-of-pocket

Is it ever worth it to pay small workers’ compensation claims out of pocket? This document analyzes that question using real world scenarios

Work Comp Insights Paying Small Work Comp Claims Out of Pocket

 

When is a Workers’ Compensation Claim Compensable?

Workers’ compensation can be confusing for employers. This piece is designed to help determine when – and if – an injury is covered by workers’ compensation

When is a WC Claim Compensable

 

Accommodating Permanent Work Restrictions

Prior to offering vocational rehabilitation benefits, first review your options in accommodating a worker’s permanent work restrictions

Accommodating Permanent Work Restrictions

 

Understanding your Workers Compensation Experience Modification Factor

An overview of the mod factor, how it’s calculated, and recommendations for how to control it to reduce workers’ compensation premiums.

Understanding Your WC Experience Modification Factor

 

Promoting Safety in an Aging Workforce

With many employees continuing to work well past their expected retirement age, there is a growing concern for the safety of this population while on the job. Considering and addressing the challenges associated with aging workers can help to ensure safety in the workplace.

Promoting Safety in an Aging Workforce

 

Creating an workers Compensation Process

Workers’ compensation costs can de directly influenced by employers. This piece explains the value of becoming actively involved in the management of WC related issues.

Creating a Workers Comp Process

 

Understanding Common Aspects of Claims Resolution

This Work Comp Insights investigates some common situations and processes an employer will have to deal with during claim resolution

Common Aspects of Claims Resolution

 

Reporting Workers Compensation Claims

This article explains the process of reporting a workers’ compensation claim and the importance of taking necessary steps immediately following the incident.

Reporting Work Comp Claims

 

OSHA’s Four Point Safety Program

By following OSHA’s suggested guidelines, employers can easily establish a safety program in their organization.

OSHA’s Four-point Safety Program

 

Workers Compensation Audit Checklist

This document provides a list of important items that business owners should do before, during and after a workers’ compensation audit

Workers Compensation Audit Checklist

 

The Importance of Prompt Claims Filing

Reporting claims promptly can help avoid unnecessary conflict with insurance companies, ensure a proper investigation, preserve employee morale and maintain compliance

The Importance of Prompt Claims Reporting

 

Your Right to Workers Compensation Insurance

This document educates employees about workers’ compensation benefits and outlines steps to take if hurt on the job.

Your Right to Workers’ Compensation

 

What’s Driving your Modification Factor?

Better understand your mod and the factors that determine it through these simple equations. Properly analyzing your mod can help you identify loss areas, set accurate goals and validate the cost of safety initiatives.

What is driving mod

 

Safety and Health Assistance for Small Businesses

OSHA created the Office of Small Business Assistance to help small business employers understand their safety and health obligations, access compliance information, provide guidance on regulatory standards and to educate them about cost-effective means for workplace safety and health

Safety and Health Assistance for Small Businesses

 

Strategies for Controlling Workers Compensation Costs

Brochure highlighting options in controlling overall workers’ compensation claims costs.

Strategies for Controlling WC Claims Costs

 

The First 24 Hours after an Injury

This Work Comp Insights stresses the importance of the first 24 hours when responding to a workplace injury.

The First 24 Hours

 

When a Worker Refuses Workers Compensation Treatment

Find out what you need to do to limit your liability when a worker refuses treatment of a workplace injury.

When an Employee Refuses WC Treatment

 

Workers Compensation Claims Status Update

Form useful in updating the status of a workers’ compensation claim.

WC Claim Status Update