An Overview

Workers’ compensation is an insurance coverage that pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. This article will help you understand the role of workers’ compensation in your business.

Workers’ Compensation Insurance An Overview


Frequently Asked questions

Frequently asked questions about workers’ compensation

Frequently Asked Questions


Workers Compensation 2014 Survey Results

These are the results of the 2014 Workers’ Compensation Survey. Conducted in early 2014, this survey takes a comprehensive look at workers’ compensation issues, including premiums and deductibles, safety committees and their role within the workplace, general safety policies and market concerns

WC Survey 2014


Money Saving Workers Compensation Tips

This guide offers suggestions about safety in the workplace, return to work strategies, claims management, and medical and legal considerations.

Money Saving Work Comp Tips


FMLA and Workers Compensation – Common Questions Answered

Provides answers to frequently asked questions about a worker’s benefits under the Family Medical Leave Act and workers’ compensation laws

FMLA and Workers Comp – Common Questions Answered


Five Steps to Reducing workers Compensation Costs

Learn more about the five steps your company can take to have a well-rounded safety program that produces a safe work environment, achieves OSHA compliance and reduces accidents

Strategies for Controlling WC Claims Costs


New Jersey Workers Compensation Statutes

An overview of New Jersey’s workers’ compensation statutes in effect thru December 2014.

2014 New Jersey Worker’s Compensation Statutes


2014 New York Workers Compensation Statutes

An overview of New York workers’ WC compensation statutes in effect from July 1, 2014 through June 30, 2015.

2014-2015 New York Worker’s Compensation Statutes


Pennsylvania Workers Compensation Statutes

An overview of Pennsylvania’s workers’ compensation statutes in effect thru December 2014.

2014 Pennsylvania Workers Compensation Statutes


15 Warning Signs of Workers Compensation Fraud

Alerts safety managers to the top 15 warning signs of a potential fraudulent workers’ compensation claim.

15 Warning Signs of Workers’ Compensation Fraud


Paying small workers compensation claims out-of-pocket

Is it ever worth it to pay small workers’ compensation claims out of pocket? This document analyzes that question using real world scenarios

Work Comp Insights Paying Small Work Comp Claims Out of Pocket


When is a Workers’ Compensation Claim Compensable?

Workers’ compensation can be confusing for employers. This piece is designed to help determine when – and if – an injury is covered by workers’ compensation

When is a WC Claim Compensable


Accommodating Permanent Work Restrictions

Prior to offering vocational rehabilitation benefits, first review your options in accommodating a worker’s permanent work restrictions

Accommodating Permanent Work Restrictions


Understanding your Workers Compensation Experience Modification Factor

An overview of the mod factor, how it’s calculated, and recommendations for how to control it to reduce workers’ compensation premiums.

Understanding Your WC Experience Modification Factor


Promoting Safety in an Aging Workforce

With many employees continuing to work well past their expected retirement age, there is a growing concern for the safety of this population while on the job. Considering and addressing the challenges associated with aging workers can help to ensure safety in the workplace.

Promoting Safety in an Aging Workforce


Creating an workers Compensation Process

Workers’ compensation costs can de directly influenced by employers. This piece explains the value of becoming actively involved in the management of WC related issues.

Creating a Workers Comp Process


Understanding Common Aspects of Claims Resolution

This Work Comp Insights investigates some common situations and processes an employer will have to deal with during claim resolution

Common Aspects of Claims Resolution


Reporting Workers Compensation Claims

This article explains the process of reporting a workers’ compensation claim and the importance of taking necessary steps immediately following the incident.

Reporting Work Comp Claims


OSHA’s Four Point Safety Program

By following OSHA’s suggested guidelines, employers can easily establish a safety program in their organization.

OSHA’s Four-point Safety Program


Workers Compensation Audit Checklist

This document provides a list of important items that business owners should do before, during and after a workers’ compensation audit

Workers Compensation Audit Checklist


The Importance of Prompt Claims Filing

Reporting claims promptly can help avoid unnecessary conflict with insurance companies, ensure a proper investigation, preserve employee morale and maintain compliance

The Importance of Prompt Claims Reporting


Your Right to Workers Compensation Insurance

This document educates employees about workers’ compensation benefits and outlines steps to take if hurt on the job.

Your Right to Workers’ Compensation


What’s Driving your Modification Factor?

Better understand your mod and the factors that determine it through these simple equations. Properly analyzing your mod can help you identify loss areas, set accurate goals and validate the cost of safety initiatives.

What is driving mod


Safety and Health Assistance for Small Businesses

OSHA created the Office of Small Business Assistance to help small business employers understand their safety and health obligations, access compliance information, provide guidance on regulatory standards and to educate them about cost-effective means for workplace safety and health

Safety and Health Assistance for Small Businesses


Strategies for Controlling Workers Compensation Costs

Brochure highlighting options in controlling overall workers’ compensation claims costs.

Strategies for Controlling WC Claims Costs


The First 24 Hours after an Injury

This Work Comp Insights stresses the importance of the first 24 hours when responding to a workplace injury.

The First 24 Hours


When a Worker Refuses Workers Compensation Treatment

Find out what you need to do to limit your liability when a worker refuses treatment of a workplace injury.

When an Employee Refuses WC Treatment


Workers Compensation Claims Status Update

Form useful in updating the status of a workers’ compensation claim.

WC Claim Status Update