Understanding Risks, Minimizing Exposures, Lowering Insurance Premiums
BCG Advisors is a leading brokerage firm specializing in insuring Child Care Centers.
Properly insuring Child Care Centers requires an extensive understanding of the potential risks Child Care Centers face coupled with providing knowledge based risk management solutions to minimize these liabilities. This all leads to lower insurance premiums. We have the knowledge, expertise and risk management solutions to help Child Care Centers lower their claims exposures, minimize liability and risk thus lowering insurance premiums.
BCG Advisors has compiled an extensive library of online resources to help Child Care Centers identify and understand their risks, minimize their potential liabilities and properly insure against catastrophic losses.
Child Care Safety Manual (Registration is required for this download)
This is a manual for employees of day care and preschool facilities. *Federal, state or local laws, along with individual circumstances, may require the employer to add to, remove or modify the policies in this handbook to fit their specific situations. This handbook is meant only to be a guide and should never be a substitute for appropriate legal counsel
To request this PDF, please register by emailing us your first and last name, name of child care center, your email address and your phone number to: Childcareinsurance@BCGAdvisors.com
Risk Summary and Coverage Checklist
This is a checklist of recommended coverage’s for child care centers. This checklist also summarizes what each type of insurance covers and why it is recommended
Playing it safe
Learn the basics of childcare safety in this flyer.
Know the Hazards in your Classroom
This safety talk educates your staff on your hazard communication program to promote safe chemical handling and use.
Worker and Child Safety Precautions
Provide employees with these safety precautions to prevent injury and illness to both themselves and the children they’re caring for at the organization.
Prevent Slips and Falls at Your Workplace
Review workplace slip and fall hazards with health care employees with these safety talking points
Prevent Allegations of Sexual Abuse Involving Minors
This article offers preventive tips to protect both your facility and your young patients from sexual abuse allegations
School Bus Safety
Use this payroll stuffer to remind drivers of the extra safety precautions they need to take when driving around a school bus full of young children.
Driving Your School Bus Safely
Tips for school bus drivers to transport their passengers safely
Crossing Guard Safety
This Playing it Safe flyer provides crossing guards with helpful tips for keeping children safe while crossing busy streets.
Keeping Students Safe at the Crosswalk
This article outlines exposures that remain even in the presence of crossing guards
The Importance of Background Checks
This article discusses the importance of background checks in the field of education and highlights screening resources available to employers.
Violence Prevention in Schools
Provides violence prevention information useful to those in educational setting, including school officials, administrators and teachers.
Adhering to Lead-based Paint Regulations
Article to help employers adhere to the EPA’s regulations for working on homes or childcare facilities that may contain lead-based contaminants
Schools must balance keeping playgrounds safe, while still allowing for important developmental play, and protecting the liability that comes with operating a playground.
The Use and Care of Flammable Liquids
Use this safety talk to educate staff on how to work with flammable and combustible liquids safely.
Maintenance Cart Use at Schools
Maintenance carts are a handy tool for transporting goods and people around school grounds. But they can also be dangerous, so it is important to take the necessary precautions to avoid accidents and injury.
Emergency Eyewash Station Use and Care
It’s not enough to just have an eyewash station in the classroom. Use this flyer that outlines the OSHA standards surrounding the proper use and care of emergency eyewash stations.
Emergency Response Safety for Schools
When schools and districts find themselves in situations that merit an emergency response, they may be left unprepared. Having a solid emergency response plan in place is essential.
Prepare Your School for Security and Disaster Threats
If you take a preventive approach and have a plan in place, you can minimize the impact of potential security threats and disaster situations
Prevent Sexual Harassment Liability
Educational facilities face a great risk of sexual abuse allegations, whether legitimate or phony. Protect your students and your facility with these recommendations.
Schools and Pollution: Control Hazards to Control Risk
Not only are there countless possible sources of pollution in and around schools, but children are much more susceptible to illness from those pollutants than adults, creating a potentially toxic situation that schools need to recognize.
Workers Compensation Insurance – An Overview
Workers’ compensation is an insurance coverage that pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. This article will help you understand the role of workers’ compensation in your business.
Workers Compensation FAQ
Frequently asked questions about workers’ compensation
Paying Small Workers Compensation Claims out-of-pocket
Is it ever worth it to pay small workers’ compensation claims out of pocket? This document analyzes that question using real world scenarios