BCG Advisors is an industry leader in providing insurance programs for churches and religious organizations. No matter the size or location, we have the necessary programs and coverages to properly insure against all risks at an extremely competitive price.
BCG Advisors has specialized in insuring churches and religious organizations for more than ten years. Currently, we insure more than ONE HUNDRED churches and religious organizations the NY/NJ/PA tri state area. Our team of licensed insurance brokers has a combined 25 years of insurance experience.
BCG Advisors’ uniquely designed programs are tailor made to fulfill a wide range of special needs for churches and religious organizations. We have longstanding relationships with all of the leading insurance carriers that provide insurance to Not-for-Profit Organizations.
We know your business and we understand your risks. We provide you with peace of mind knowing that your business is properly insured in case the unexpected does happen. We enable you to concentrate on your cause and your passion, not on protecting it. We realize religion is your business. Insurance is ours. BCG Advisors takes your partnership seriously for your business safety.
How BCG Advisors can Reduce your Premiums
Multiple Insurance Carriers leads to Multiple Quotes: All insurance companies are not created equal in terms of providing the lowest price for the insurance needed. BCG Advisors has longstanding relationships with the ALL of the leading insurance carriers who underwrite churches and religious organizations. We aggressively shop the market of more than eight insurance companies to find you the best pricing for your needed coverage.
Experience: The insurance industry pricing works in cycles. For example, one year an insurance company may have the lowest pricing in the marketplace only to raise premiums dramatically the next year. Our experience enables us to know which carrier, at any given time, is providing the most aggressive pricing in the marketplace. As experts in child care centers, we make sure our clients are always ahead of the curve.
Eliminate Excess Insurance: BCG Advisors identifies areas where you may be over insured or have multiply policies covering the same risk. Our extensive experience insuring churches and religious organizations provides us with the knowledge of all policies in the market and exactly what they cover. We will streamline your coverages such that you are properly covered without overlapping coverage.
Loss Control Specifically for Churches and Religious Organizations: BCG Advisors provides our churches and religious organizations with strategies and information on how to minimize risk and minimize claims. Generally, the less claims you have the lower your premiums. CLICK HERE TO SIGN UP FOR OUR RISK MANAGEMENT NEWSLETTER
BCG Advisors offers a specialized financing terms for churches and religious organizations who need cash flow for ongoing operational expenses . We will coordinate the financing of the policies and structure the payments to meet your financial needs. Additionally, several insurance companies also offer no interest payment plans.
Coverages… Designed for Church’s and Religious Organizations
General Liability coverage that protects you if someone claims you caused their injury, and pays to defend you if you are sued.
General Liability
- Comprehensive General Liability–Limits to $3,000,000
- Premises Liability
- Personal Injury Liability
- Abuse and Molestation coverage options
- Employee Benefits Liability
Coverage for Fund Raising Events
Property
- Special causes of loss coverage on building, contents, business income and extra expense
- No separate form needed for computer property, this is included under the personal property limit
- Replacement cost Stained Glass Coverage Fine Arts $25,000
Automobile
- Owned auto
- Hired and non-owned auto
- Rental Reimbursement
- Towing 15 passenger vans and Buses
Crime and Fidelity
- Money and Securities
- Money Orders and Counterfeit Paper Currency
- Employee Dishonesty
Umbrella/Excess Liability
- Limits up to $10,000,000
Professional Liability
- Separate limits of $1,000,000 / $3,000,0000 available Pastoral Professional Liability
Directors and Officers Liability
- Defense costs in addition to the Limit of Liability
- Spousal Coverage
- Designed for Religious Organizations
Documents Required for Proposal
- Completed and signed/dated Religious Organization application
- Photos
- Brochure or Website regarding the Church
- Currently valued insurance company loss runs for the current policy period plus three (3) prior years
Carrier
- These coverages are underwritten by Companies rated A+ (Superior) or better by A.M. Best
Payment Terms
- Interest free installments available