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Religious Organization & Church Programs
BCG Advisors is an industry leader in providing insurance programs for Religious Organizations. No matter the size or location, we have the necessary programs and coverages to properly insure against all risks at an extremely competitive price. For more information, please contact Edward Westermann Jr. at (201) 435-4500 ext. 114 or email Edward Westermann Jr. at EWestermann@BCGAdvisors.com.
Below is an overview of the coverage programs we can offer:
General Liability
- Comprehensive General Liability--Limits to $3,000,000
- Premises Liability
- Personal Injury Liability
- Abuse and Molestation coverage options
- Employee Benefits Liability
Coverage for Fund Raising Events
Property
- Special causes of loss coverage on building, contents,
business income and extra expense
- No separate form needed for computer property,
this is included under the personal property limit
- Replacement cost
Stained Glass Coverage
Fine Arts $25,000
Automobile
- Owned auto
- Hired and non-owned auto
- Rental Reimbursement
- Towing
15 passenger vans and Buses
Crime and Fidelity
- Money and Securities
- Money Orders and Counterfeit Paper Currency
- Employee Dishonesty
Umbrella/Excess Liability
Professional Liability
- Separate limits of $1,000,000 / $3,000,0000 available
Pastoral Professional Liability
Directors and Officers Liability
- Defense costs in addition to the Limit of Liability
- Spousal Coverage
- Designed for Religious Organizations
Documents Required for Proposal
- Completed and signed/dated Religious Organization application
- Photos
- Brochure or Website regarding the Church
- Currently valued insurance company loss runs for the current policy period plus three (3) prior years
Carrier
- These coverages are underwritten by Companies rated A+ (Superior) or better by A.M. Best
Payment Terms
- Interest free installments available
Coverages listed above are not guaranteed and must be underwritten. Not all coverages are available in all areas or for all groups.
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