Specialty Programs


Pest Control Company Programs

BCG Advisors is an industry leader in providing insurance programs for pest control companies. No matter the size or location, we have the necessary programs and coverages to properly insure against all risks at an extremely competitive price. For more information, please contact Edward Westermann Jr. at (201) 435-4500 ext. 114 or email Edward Westermann Jr. at EWestermann@BCGAdvisors.com.

Below is an overview of the coverage programs we can offer:

PEST CONTROL

General Liability

  • Comprehensive General Liability – Limits up to $3,000,000 aggregate
  • Pollution Liability for storage of pesticides
  • Exterminators Liability – Care, Custody and Control Coverage
  • Pollution Liability for transportation of pesticides
  • Fumigating Liability
  • Pollution Liability for Pesticide Application
  • Pest Inspection Damage Liability

Property

  • Building, Business Personal Property, Business Income, Crime and all Property coverages are available
  • Special Causes of Loss coverage

Umbrella/Excess Liability

  • Limits up to $15,000,000 available

Automobile

  • Owned auto
  • Hired and non-owned auto

Crime and Fidelity

  • Money and Securities
  • Money Orders and Counterfeit Paper Currency
  • Employee Dishonesty

Documents Required for Proposal

  • Completed, signed application
  • Completed ACORD application(s)
  • Currently valued insurance company loss runs for the current policy period plus three (4) prior years
  • Brochures, advertising materials and website information

Carrier

  • These coverages are underwritten by companies rated A+ or better by A.M. Best. Nationally

Payment Terms

  • Interest-free installments available

Coverages listed above are not guaranteed and must be underwritten. Not all coverages are available in all areas or for all groups.